Natural hazards · Ellisville

Ellisville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ellisville comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ellisville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellisville to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding47%Tornadoes14%Cold waves9%Hail8%Earthquakes8%Strong wind6%Everything else9%

By hazard

What Ellisville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 7 years in the area

Cold waves

9% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Hail

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 71% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ellisville flood?

FEMA's records show no paid flood insurance claims in Ellisville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ellisville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Ellisville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ellisville itself: aid to households, or repair grants to the Village of Ellisville.

Brought FEMA money into EllisvilleDeclared for Fulton County only

2013

Severe Storms, Straight-Line Winds, and Flooding

4 households applied for aid $9K aid approved

Fulton County has had 18 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellisville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ellisville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ellisville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.