Natural hazards · Eldred

Eldred, IL natural hazards

Most of the natural-hazard damage FEMA expects in Eldred comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eldred?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eldred to be higher than in 91% of U.S. communities, mostly from inland flooding and drought.

Inland flooding40%Drought16%Cold waves13%Strong wind11%Heat waves7%Tornadoes6%Everything else8%

By hazard

What Eldred faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Drought

16% of expected damage

Recorded about 2 times a year in the area

Cold waves

13% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eldred flood?

Every paid claim on a federal flood insurance policy in Eldred, from FEMA’s records.

5paid claims since 1993

$170Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 3 claims, $135K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eldred isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Eldred

Federal disasters declared here

None of the disasters declared for Greene County shows FEMA aid or repair money reaching Eldred itself in FEMA’s records.

Brought FEMA money into EldredDeclared for Greene County only

Greene County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eldred is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eldred’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Eldred. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.