Natural hazards · East Dubuque

East Dubuque, IL natural hazards

Most of the natural-hazard damage FEMA expects in East Dubuque comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 249 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is East Dubuque?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in East Dubuque to be higher than in 32% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves23%Tornadoes18%Hail7%Strong wind5%Everything else6%

By hazard

What East Dubuque faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Cold waves

23% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 24 years in the area

Hail

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does East Dubuque flood?

Every paid claim on a federal flood insurance policy in East Dubuque, from FEMA’s records.

249paid claims since 1978

$2.7Mpaid to owners

19homes flooded more than once

19782026

Biggest named events

Midwest Flooding: 26 claims, $282K
Mid-spring storms: 4 claims, $41K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (6) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. East Dubuque isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jo Daviess County.

What’s been done with FEMA grants

106flood-prone properties bought out and cleared

Disasters that hit East Dubuque

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in East Dubuque itself: aid to households, or repair grants to the City of East Dubuque.

Brought FEMA money into East DubuqueDeclared for Jo Daviess County only

2011

Severe Winter Storm and Snowstorm

$13K to the City of East Dubuque for repairs

2010

Severe Storms and Flooding

8 households applied for aid $51K aid approved

2008

Record Snow and Near Record Snow

$10K to the City of East Dubuque for repairs

2001

Flooding

$342K to the City of East Dubuque for repairs

1999

Severe Storms and Flash Flooding

$55K to the City of East Dubuque for repairs

Jo Daviess County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around East Dubuque

East Dubuque and the towns around it

Very lowLowModerateHighVery high

East Dubuquemostly inland floodingLow

Dunleithmostly inland floodingLow

Jamestownmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. East Dubuque is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to East Dubuque’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of East Dubuque. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.