Natural hazards · Eagle Point

Eagle Point, IL natural hazards

Most of the natural-hazard damage FEMA expects in Eagle Point comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eagle Point?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eagle Point to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding49%Cold waves15%Tornadoes15%Hail6%Drought5%Everything else10%

By hazard

What Eagle Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 10 years in the area

Hail

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Drought

5% of expected damage

Recorded about 12 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eagle Point flood?

FEMA's records show no paid flood insurance claims in Eagle Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eagle Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ogle County.

Disasters that hit Eagle Point

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eagle Point itself: aid to households, or repair grants to the Township of Eagle Point.

Brought FEMA money into Eagle PointDeclared for Ogle County only

2011

Severe Winter Storm and Snowstorm

$6K to the Township of Eagle Point for repairs

2008

Record Snow and Near Record Snow

$4K to the Township of Eagle Point for repairs

Ogle County has had 12 natural disasters declared since 1953, most often winter storms and floods.

Around Eagle Point

Eagle Point and the towns around it

Very lowLowModerateHighVery high

Jordanmostly inland floodingModerate

Elkhorn Grovemostly inland floodingLow

Eagle Pointmostly inland floodingLow

Buffalomostly inland floodingLow

Brookvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eagle Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eagle Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Eagle Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.