Natural hazards · Eagarville

Eagarville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Eagarville comes from earthquakes, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eagarville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eagarville to be higher than in 37% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes25%Inland flooding23%Cold waves18%Heat waves11%Tornadoes9%Strong wind6%Everything else9%

By hazard

What Eagarville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

25% of expected damage

Well above average · higher than 83% of U.S. places

Inland flooding

23% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Heat waves

11% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 24 years in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eagarville flood?

FEMA's records show no paid flood insurance claims in Eagarville.

of all homes
are insured

No community discount. Eagarville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macoupin County.

Disasters that hit Eagarville

Federal disasters declared here

None of the disasters declared for Macoupin County shows FEMA aid or repair money reaching Eagarville itself in FEMA’s records.

Brought FEMA money into EagarvilleDeclared for Macoupin County only

Macoupin County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eagarville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eagarville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Eagarville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.