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Housing in Dunfermline

A typical Dunfermline home is worth roughly $119,000

No new homes were permitted in 2025.

Typical home value
$119K
IL $298K
Estimate
2-bedroom rent
$960
a month, utilities in · HUD
Median tax bill
$2,427
IL $5,298

What kind of housing town is Dunfermline?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Dunfermline

Try your own numbers below.

You could afford about
$280,000
Typical Dunfermline home $119K

That covers a typical Dunfermline home, with $161K to spare.

The typical home, each month
$830
Loan $590Tax $200Insurance $30

A two-bedroom rents for about $960 a month here, $130 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Illinois typical property tax (2.01% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

94% of Dunfermline households own their home

Half of Dunfermline’s homes were built before 1976.

Owners and renters
Own 94%Rent 6%

Illinois: 67% own.

1976
typical home built · IL 1971
$2,427
median property tax bill · IL $5,298

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $960

Renters already here pay a median of $950.

Fair Market Rent a month, utilities included

Studio$740
1 bedroom$740
2 bedrooms$960
3 bedrooms$1,330
4 bedrooms$1,340
6%
of households rent · IL 33%
6
renter households
$950
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Fulton County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Dunfermline in 2025. The last year with any was 2020 (1 new home).

Single-family
02468 200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
1
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−38
New homes+0

Between the 2010 and 2020 censuses, Dunfermline's population fell by 38 and no new homes were permitted.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022000—
2021000—
2020110$90,000
2019000—
2018000—
2017000—
2016000—
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007110$153,000
2006110$67,000
2005770$750,000
2004440$270,000
2003330$225,000
2002770$350,000
2001440$448,000
2000110$75,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Neighbors talk housing

What Dunfermline buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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