Natural hazards · Drummer

Drummer, IL natural hazards

Most of the natural-hazard damage FEMA expects in Drummer comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Drummer?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Drummer to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves21%Tornadoes12%Earthquakes7%Strong wind6%Everything else8%

By hazard

What Drummer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 17 years in the area

Earthquakes

7% of expected damage

Above average · higher than 74% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Drummer flood?

FEMA's records show no paid flood insurance claims in Drummer.

of all homes
are insured

No community discount. Drummer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ford County.

Disasters that hit Drummer

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Drummer itself: aid to households, or repair grants to the Township of Drummer.

Brought FEMA money into DrummerDeclared for Ford County only

2000

Illinois Winter Snow Storms

$5K to the Township of Drummer for repairs

1999

Il-Winter Storm 1/1/99

$5K to the Township of Drummer for repairs

Ford County has had 6 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Drummer

Drummer and the towns around it

Very lowLowModerateHighVery high

Brownmostly inland floodingHigh

Sullivantmostly inland floodingModerate

Dixmostly inland floodingModerate

Bellflowermostly inland floodingModerate

Cheney's Grovemostly inland floodingModerate

Drummermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Drummer covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Drummer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Drummer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Drummer total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.