Natural hazards · Douglas

Douglas, IL natural hazards

Most of the natural-hazard damage FEMA expects in Douglas comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Douglas?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Douglas to be higher than in 46% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding36%Earthquakes26%Tornadoes13%Cold waves10%Heat waves6%Everything else11%

By hazard

What Douglas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

26% of expected damage

Well above average · higher than 83% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 78% of U.S. places

Cold waves

10% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Douglas flood?

FEMA's records show no paid flood insurance claims in Douglas.

of all homes
are insured

No community discount. Douglas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Effingham County.

Disasters that hit Douglas

Federal disasters declared here

None of the disasters declared for Effingham County shows FEMA aid or repair money reaching Douglas itself in FEMA’s records.

Brought FEMA money into DouglasDeclared for Effingham County only

Effingham County has had 5 natural disasters declared since 1953, most often tornadoes and winter storms.

Around Douglas

Douglas and the towns around it

Very lowLowModerateHighVery high

Spring Pointmostly inland floodingHigh

Watsonmostly inland floodingHigh

Sigelmostly inland floodingHigh

Bannermostly inland floodingModerate

Teutopolismostly inland floodingModerate

Douglasmostly inland floodingModerate

Summitmostly earthquakesLow

Effinghammostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Douglas covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Douglas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Douglas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Douglas total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.