Natural hazards · Dodds

Dodds, IL natural hazards

Most of the natural-hazard damage FEMA expects in Dodds comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2012.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dodds?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dodds to be higher than in 67% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes43%Inland flooding26%Tornadoes11%Strong wind7%Heat waves5%Everything else8%

By hazard

What Dodds faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 88% of U.S. places

Inland flooding

26% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 100 years in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dodds flood?

Every paid claim on a federal flood insurance policy in Dodds, from FEMA’s records.

3paid claims since 2012

$59Kpaid to owners

0homes flooded more than once

20122026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dodds isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Dodds

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Dodds itself in FEMA’s records.

Brought FEMA money into DoddsDeclared for Jefferson County only

Jefferson County has had 3 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Dodds

Dodds and the towns around it

Very lowLowModerateHighVery high

Spring Gardenmostly earthquakesHigh

Pendletonmostly earthquakesHigh

Doddsmostly earthquakesHigh

McClellanmostly earthquakesHigh

Mount Vernonmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dodds covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dodds’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Dodds. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dodds total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.