Natural hazards · Dixon

Dixon, IL natural hazards

Most of the natural-hazard damage FEMA expects in Dixon comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 37 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dixon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dixon to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes16%Cold waves15%Strong wind9%Everything else8%

By hazard

What Dixon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 84% of U.S. places

Cold waves

15% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 6 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dixon flood?

Every paid claim on a federal flood insurance policy in Dixon, from FEMA’s records.

37paid claims since 1978

$300Kpaid to owners

5homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dixon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit Dixon

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dixon itself: aid to households, or repair grants to the City of Dixon.

Brought FEMA money into DixonDeclared for Lee County only

2011

Severe Winter Storm and Snowstorm

$38K to the City of Dixon for repairs

2006

Snow

$26K to the City of Dixon for repairs

Lee County has had 8 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dixon covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Dixon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dixon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dixon total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.