Natural hazards · Dixon

Dixon, IL natural hazards

Most of the natural-hazard damage FEMA expects in Dixon comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 13 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dixon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dixon to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves16%Tornadoes15%Strong wind9%Everything else7%

By hazard

What Dixon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 84% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dixon flood?

Every paid claim on a federal flood insurance policy in Dixon, from FEMA’s records.

13paid claims since 1979

$72Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dixon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit Dixon

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Dixon itself: aid to households, or repair grants to the Township of Dixon.

Brought FEMA money into DixonDeclared for Lee County only

2006

Snow

$7K to the Township of Dixon for repairs

Lee County has had 8 natural disasters declared since 1953, most often floods and winter storms.

Around Dixon

Dixon and the towns around it

Very lowLowModerateHighVery high

Palmyramostly inland floodingHigh

South Dixonmostly inland floodingHigh

Dixonmostly inland floodingModerate

Taylormostly inland floodingModerate

Grand Detourmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dixon covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Dixon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Dixon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dixon total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.