Natural hazards · Davis
Davis, IL natural hazards
Most of the natural-hazard damage FEMA expects in Davis comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsExpected damage
How exposed is Davis?
Low
vs. U.S. communitiesFEMA expects yearly storm and flood damage to homes and buildings in Davis to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.
Inland flooding47%Tornadoes16%Cold waves11%Hail10%Strong wind6%Drought5%Everything else5%
By hazard
What Davis faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
47% of expected damage
Below average · higher than 25% of U.S. places
Recorded about once a year in the area
Tornadoes
16% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 12 years in the area
Cold waves
11% of expected damage
Below average · higher than 26% of U.S. places
Recorded about 6 times a year in the area
Hail
10% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area
Strong wind
6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 5 times a year in the area
Drought
5% of expected damage
Recorded about 11 times a year in the area
Lower here
HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims
Does Davis flood?
FEMA's records show no paid flood insurance claims in Davis.
of homes in flood zones
are insured
are insured
of all homes
are insured
are insured
No community discount. Davis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Stephenson County.
Disasters that hit Davis
1 federal disaster brought FEMA money here
Disasters the President declared that paid out in Davis itself: aid to households, or repair grants to the Village of Davis.
Brought FEMA money into DavisDeclared for Stephenson County only
2010
Severe Storms and Flooding
3 households applied for aid $13K aid approved
Stephenson County has had 12 natural disasters declared since 1953, most often floods and winter storms.