Natural hazards · Curran

Curran, IL natural hazards

Most of the natural-hazard damage FEMA expects in Curran comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1991. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Curran?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Curran to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes17%Cold waves11%Earthquakes7%Heat waves6%Everything else10%

By hazard

What Curran faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 31 years in the area

Cold waves

11% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 74% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Curran flood?

Every paid claim on a federal flood insurance policy in Curran, from FEMA’s records.

6paid claims since 1991

$100Kpaid to owners

0homes flooded more than once

19912026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Curran isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sangamon County.

Disasters that hit Curran

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Curran itself: aid to households, or repair grants to the Village of Curran.

Brought FEMA money into CurranDeclared for Sangamon County only

2006

Tornadoes and Severe Storms

1 household applied for aid

Sangamon County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Curran covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Curran’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Curran. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Curran total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.