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Natural hazards · Crest Hill

Crest Hill, IL natural hazards

Most of the natural-hazard damage FEMA expects in Crest Hill comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1982. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Crest Hill?

11
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crest Hill to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves31%Tornadoes24%Everything else8%
By hazard

What Crest Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 3 times a year in the area

Cold waves

31% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

24% of expected damage
Well above average · higher than 82% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Crest Hill flood?

Every paid claim on a federal flood insurance policy in Crest Hill, from FEMA’s records.

6paid claims since 1982
$106Kpaid to owners
0homes flooded more than once
19822026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Crest Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Will County.
Disasters that hit Crest Hill

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crest Hill itself: aid to households, or repair grants to the City of Crest Hill.

Brought FEMA money into Crest HillDeclared for Will County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

85 households applied for aid $195K aid approved
2013

Severe Storms, Straight-Line Winds, and Tornadoes

1 household applied for aid
2013

Severe Storms, Straight-Line Winds, and Flooding

30 households applied for aid $38K aid approved $6K to the City of Crest Hill for repairs
2011

Severe Winter Storm and Snowstorm

$30K to the City of Crest Hill for repairs
2008

Severe Storms and Flooding

12 households applied for aid $23K aid approved $49K to the City of Crest Hill for repairs
2007

Severe Storms and Flooding

7 households applied for aid $13K aid approved
2004

Severe Storms and Tornadoes

2 households applied for aid $4K aid approved
2000

Illinois Winter Snow Storms

$19K to the City of Crest Hill for repairs
1999

Il-Winter Storm 1/1/99

$11K to the City of Crest Hill for repairs
Will County has had 17 natural disasters declared since 1953, most often severe storms and floods.
Around Crest Hill

Crest Hill and the towns around it

Joliet: Moderate, mostly inland floodingSunnyland: Very low, mostly inland floodingCrystal Lawns: High, mostly inland floodingRomeoville: Very low, mostly inland floodingRidgewood: Moderate, mostly inland floodingPreston Heights: Low, mostly inland floodingIngalls Park: Moderate, mostly inland floodingPlainfield: Moderate, mostly inland floodingNew Lenox: Low, mostly inland floodingRockdale: Very low, mostly inland floodingShorewood: High, mostly inland floodingChannahon: Low, mostly cold wavesElwood: Low, mostly inland floodingBolingbrook: Low, mostly inland floodingWoodridge: Low, mostly inland floodingLemont: Low, mostly inland floodingCrest Hill: Very low, mostly inland flooding Crest HillJolietSunnylandCrystal LawnsRomeoville
Very lowLowModerateHighVery high
Crystal Lawnsmostly inland floodingHigh
Jolietmostly inland floodingModerate
Sunnylandmostly inland floodingVery low
Romeovillemostly inland floodingVery low
Crest Hillmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crest Hill covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Crest Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Crest Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crest Hill total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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