Cottage, IL housing market
Home prices around Cottage have risen about 28% over the past 5 years.
Home values, sales, trends and how Cottage compares with the towns next door — updated as new data is published.
Home prices up 28% in 5 years
The federal house price index for the ZIP codes around Cottage rose 28% over the past 5 years, slower than across Illinois (47%). Last year prices fell 1.2%.
Show as a table
| Year | Change that year | Since 2000 | Illinois since 2000 |
|---|---|---|---|
| 2025 | −1.2% | +85% | +96% |
| 2024 | +2.8% | +87% | +85% |
| 2023 | +11% | +82% | +73% |
| 2022 | +14% | +65% | +61% |
| 2021 | −0.1% | +44% | +44% |
| 2020 | +5.7% | +45% | +33% |
| 2019 | +0.4% | +37% | +32% |
| 2018 | +3.4% | +36% | +28% |
| 2017 | −11% | +32% | +25% |
| 2016 | +7.9% | +48% | +22% |
| 2015 | +2.3% | +37% | +19% |
| 2014 | −0.8% | +34% | +15% |
| 2013 | −0.4% | +35% | +11% |
| 2012 | +3.3% | +35% | +11% |
| 2011 | +2.5% | +31% | +14% |
| 2010 | +0.6% | +28% | +21% |
| 2009 | +0.8% | +27% | +29% |
| 2008 | −0.5% | +26% | +40% |
| 2007 | +2.2% | +27% | +45% |
| 2006 | +4.7% | +24% | +43% |
| 2005 | +4.8% | +18% | +35% |
| 2004 | +1.8% | +13% | +24% |
| 2003 | +4.5% | +11% | +15% |
| 2002 | −0.2% | +6% | +11% |
| 2001 | +6.3% | +6.3% | +5.6% |
| 2000 | — | — | — |
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP codes 62946, 62934, 62930, covering 73% of Cottage’s land, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost.
Cottage and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Cottage | — | −1.2%† | $930 | — |
| Mountain | — | −1%† | $930 | $112,841 |
| East Eldorado | — | −3.2%† | $970 | $51,125 |
| Harrisburg | $94K | −1.9% | $920 | $46,474 |
† FHFA price index change, where Zillow has no home value for the town.
A two-bedroom rents for about $930
HUD's Fair Market Rent for a two-bedroom in Cottage is $930 a month, utilities included: roughly what a modest, recently rented unit costs.
Studio $640 · 4 bedrooms $1,280
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (62930, 62934, 62946; Pope County, IL), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.