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Housing in Cooper

A typical Cooper home is worth roughly $271,000

Home prices around Cooper have risen about 39% over the past 5 years.

Typical home value
$271K
▲ 7.9% in a year · IL $298K
Estimate
2-bedroom rent
$1,380
a month, utilities in · HUD
Median tax bill
$4,865
IL $5,298

What kind of housing town is Cooper?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Price trend

Home prices up 39% in 5 years

The federal house price index for the ZIP codes around Cooper rose 39% over the past 5 years, slower than across Illinois (47%). Last year prices rose 7.9%.

Cooper areaIllinois
0%+50%+100%+150%200020052010201520202025
+7.9%
past year
+39%
past 5 years
+52%
past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Cooper, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

The homes

2 of Cooper’s houses are on the National Register

Half of Cooper’s homes were built before 1992.

History →
Owners and renters
Own 100%

Illinois: 67% own.

1992
typical home built · IL 1971
$4,865
median property tax bill · IL $5,298
1.79%
of a home’s value, a year in tax · IL 2.01%
Historic houses in Cooper

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error. Historic houses: National Register of Historic Places.

Affordability

A typical home costs 2 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$471,000
Typical Cooper home $271K

That covers a typical Cooper home, with $200K to spare.

The typical home, each month
$1,830
Loan $1,340Tax $410Insurance $80

A two-bedroom rents for about $1,380 a month here, $450 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Cooper’s typical property tax (1.79% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,380

Fair Market Rent a month, utilities included

Studio$950
1 bedroom$1,100
2 bedrooms$1,380
3 bedrooms$1,830
4 bedrooms$1,920
0%
of households rent · IL 33%

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Springfield, IL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Cooper vs. its neighbors

Cooper is the 2nd priciest of 5 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Cooper$271K*+7.9%†$1,380$136,354
Mount Auburn$146K+8.6%$1,210$63,472
Buckhart$141K*+11.8%†$1,000$97,746
Rochester$298K+7.1%$1,570$114,551
Mechanicsburg$214K+10.8%$1,150$74,453

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Cooper buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Cooper still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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