Natural hazards · Congerville

Congerville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Congerville comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Congerville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Congerville to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves16%Tornadoes11%Everything else13%

By hazard

What Congerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 13 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Congerville flood?

FEMA's records show no paid flood insurance claims in Congerville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Congerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Woodford County.

Disasters that hit Congerville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Congerville itself: aid to households, or repair grants to the Village of Congerville.

Brought FEMA money into CongervilleDeclared for Woodford County only

2011

Severe Winter Storm and Snowstorm

$1K to the Village of Congerville for repairs

2008

Severe Storms and Flooding

1 household applied for aid $244 aid approved

1999

Il-Winter Storm 1/1/99

$2K to the Village of Congerville for repairs

Woodford County has had 12 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Congerville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Congerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Congerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.