Natural hazards · Colona

Colona, IL natural hazards

Most of the natural-hazard damage FEMA expects in Colona comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colona?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colona to be higher than in 69% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding49%Strong wind15%Tornadoes13%Cold waves10%Heat waves6%Everything else8%

By hazard

What Colona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Strong wind

15% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 78 years in the area

Cold waves

10% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 5 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colona flood?

Every paid claim on a federal flood insurance policy in Colona, from FEMA’s records.

14paid claims since 1979

$92Kpaid to owners

2homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 2 claims, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Colona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Colona

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Colona itself: aid to households, or repair grants to the City of Colona.

Brought FEMA money into ColonaDeclared for Henry County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

8 households applied for aid $13K aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

18 households applied for aid $34K aid approved

Henry County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Colona

Colona and the towns around it

Very lowLowModerateHighVery high

Colonamostly inland floodingHigh

Edfordmostly inland floodingModerate

Hannamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colona covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Colona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Colona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Colona total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.