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Natural hazards · Colona

Colona, IL natural hazards

Most of the natural-hazard damage FEMA expects in Colona comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 86 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Colona?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colona to be higher than in 69% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding49%Strong wind15%Tornadoes13%Cold waves10%Heat waves6%Everything else8%
By hazard

What Colona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 2 times a year in the area

Strong wind

15% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 78 years in the area

Cold waves

10% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 5 times a year in the area

Heat waves

6% of expected damage
Below average · higher than 25% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Colona flood?

Every paid claim on a federal flood insurance policy in Colona, from FEMA’s records.

86paid claims since 1978
$484Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Mid-spring storms: 7 claims, $44K
  • Hurricane Ike: 3 claims, $23K
  • March storm: 1 claim, $44K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Colona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Henry County.
Disasters that hit Colona

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Colona itself: aid to households, or repair grants to the Township of Colona.

Brought FEMA money into ColonaDeclared for Henry County only
1999

Il-Winter Storm 1/1/99

$4K to the Township of Colona for repairs
Henry County has had 14 natural disasters declared since 1953, most often floods and winter storms.
Around Colona

Colona and the towns around it

Hampton: Moderate, mostly inland floodingWestern: Moderate, mostly inland floodingHanna: Moderate, mostly inland floodingCoal Valley: Moderate, mostly inland floodingEdford: Moderate, mostly inland floodingRural: Moderate, mostly inland floodingSouth Moline: Low, mostly inland floodingPort Byron: High, mostly inland floodingZuma: Very high, mostly inland floodingEast Moline: Moderate, mostly inland floodingBettendorf: Moderate, mostly inland floodingCampbell's Island: High, mostly inland floodingRapids City: Very high, mostly inland floodingCoe: High, mostly inland floodingLynn: Moderate, mostly inland floodingOsco: Low, mostly inland floodingColona: High, mostly inland floodingPhenix: Moderate, mostly inland floodingBlackhawk: Moderate, mostly inland floodingMoline: Low, mostly inland floodingGeneseo: Moderate, mostly inland floodingBowling: High, mostly inland floodingRichland Grove: Moderate, mostly inland floodingCoyne Center: Moderate, mostly inland floodingPreemption: Moderate, mostly inland floodingColona: High, mostly inland flooding ColonaHamptonWesternHannaCoal ValleyEdfordRural
Very lowLowModerateHighVery high
Colonamostly inland floodingHigh
Coal Valleymostly inland floodingModerate
Hamptonmostly inland floodingModerate
Hannamostly inland floodingModerate
Edfordmostly inland floodingModerate
Westernmostly inland floodingModerate
Ruralmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colona covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Colona’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Colona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Colona total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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