Natural hazards · Coe

Coe, IL natural hazards

Most of the natural-hazard damage FEMA expects in Coe comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coe?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coe to be higher than in 71% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves18%Tornadoes11%Heat waves6%Drought5%Everything else12%

By hazard

What Coe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Cold waves

18% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 20 years in the area

Heat waves

6% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Drought

5% of expected damage

Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coe flood?

FEMA's records show no paid flood insurance claims in Coe.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rock Island County.

Disasters that hit Coe

Federal disasters declared here

None of the disasters declared for Rock Island County shows FEMA aid or repair money reaching Coe itself in FEMA’s records.

Brought FEMA money into CoeDeclared for Rock Island County only

Rock Island County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Coe

Coe and the towns around it

Very lowLowModerateHighVery high

Canoe Creekmostly inland floodingVery high

Zumamostly inland floodingVery high

Cordovamostly inland floodingVery high

Coemostly inland floodingHigh

Port Byronmostly inland floodingHigh

Hamptonmostly inland floodingModerate

Eriemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coe covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Coe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Coe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Coe total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.