Natural hazards · Clinton

Clinton, IL natural hazards

Most of the natural-hazard damage FEMA expects in Clinton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 42 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clinton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clinton to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves28%Tornadoes12%Earthquakes8%Everything else12%

By hazard

What Clinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Cold waves

28% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 88% of U.S. places

Earthquakes

8% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clinton flood?

Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records.

42paid claims since 1979

$346Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Early winter storms: 1 claim, $16K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: De Witt County.

What’s been done with FEMA grants

58flood-prone properties bought out and cleared

Disasters that hit Clinton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clinton itself: aid to households, or repair grants to the City of Clinton.

Brought FEMA money into ClintonDeclared for De Witt County only

2006

Severe Winter Storm

$43K to the City of Clinton for repairs

2000

Illinois Winter Snow Storms

$5K to the City of Clinton for repairs

1999

Il-Winter Storm 1/1/99

$10K to the City of Clinton for repairs

De Witt County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clinton covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Clinton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clinton total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.