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Housing in Chili

A typical Chili home is worth roughly $81,000

Typical home value
$81K
IL $298K
Estimate
2-bedroom rent
$930
a month, utilities in · HUD
Median tax bill
$1,203
IL $5,298

What kind of housing town is Chili?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.3 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$230,000
Typical Chili home $81K

That covers a typical Chili home, with $149K to spare.

The typical home, each month
$520
Loan $400Tax $100Insurance $20

A two-bedroom rents for about $930 a month here, $410 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Chili’s typical property tax (1.49% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

86% of Chili households own their home

Half of Chili’s homes were built before 1951.

Owners and renters
Own 86%Rent 14%

Illinois: 67% own.

1951
typical home built · IL 1971
$1,203
median property tax bill · IL $5,298
1.49%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $930

Renters already here pay a median of $579, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$640
1 bedroom$790
2 bedrooms$930
3 bedrooms$1,150
4 bedrooms$1,240
14%
of households rent · IL 33%
33
renter households
$579
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Adams County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Chili vs. its neighbors

The towns that share a border with Chili. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Chili$81K*—$930$64,000
Harmony—+4.6%†$920$58,333
Augusta$90K*—$920$44,500

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Chili buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Chili still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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