Natural hazards · Chebanse

Chebanse, IL natural hazards

Most of the natural-hazard damage FEMA expects in Chebanse comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chebanse?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chebanse to be higher than in 73% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves37%Tornadoes5%Everything else8%

By hazard

What Chebanse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Cold waves

37% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 8 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chebanse flood?

FEMA's records show no paid flood insurance claims in Chebanse.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chebanse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iroquois County.

Disasters that hit Chebanse

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Chebanse itself: aid to households, or repair grants to the Village of Chebanse.

Brought FEMA money into ChebanseDeclared for Iroquois County only

1999

Il-Winter Storm 1/1/99

$3K to the Village of Chebanse for repairs

Iroquois County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chebanse is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chebanse’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Chebanse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.