Chandlerville’s biggest natural hazard is cold waves
Most of the natural-hazard damage FEMA expects in Chandlerville comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 28 claims here since 1979. 3 federal disasters brought FEMA money into town.
What stands out about Chandlerville’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
What Chandlerville faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Cold waves
Inland flooding
Drought
Strong wind
Heat waves
Tornadoes
How exposed is Chandlerville?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 67% of U.S. communities, mostly from cold waves and inland flooding.
Rated higher than 2,044 of the 2,886 Illinois towns we cover.
Chandlerville is smaller than a census tract, so it shares the figures of the tract around its center.
Does Chandlerville flood? Sometimes: 28 flood claims since 1979
Every paid claim on a federal flood insurance policy in Chandlerville, from FEMA’s records.
- The Early winter storms1 claim · $16K
Chandlerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cass County.3 federal disasters brought FEMA money to Chandlerville
Disasters that paid out in Chandlerville itself (aid to households or repair grants to the Village of Chandlerville) and its biggest flood years.
- 2013Severe Storms, Straight-Line Winds, and Flooding$1K to the Village of Chandlerville for repairs
- 2011Severe Winter Storm and Snowstorm$1K to the Village of Chandlerville for repairs
- 2002Severe Storms, Tornadoes and Flooding$80K to the Village of Chandlerville for repairs
Cass County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Old photos of Chandlerville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Chandlerville archive →Get ready for what Chandlerville actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- On a well? Know how deep it is and watch for sputtering.
- Follow the town’s watering limits.
- Fix drips: they add up.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in April–June
The month each of Cass County’s 19 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Chandlerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Chandlerville.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Chandlerville.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.