Natural hazards · Cedar Point

Cedar Point, IL natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Point comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Point?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Point to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves22%Tornadoes10%Everything else11%

By hazard

What Cedar Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Cold waves

22% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 51 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Point flood?

FEMA's records show no paid flood insurance claims in Cedar Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: La Salle County.

Disasters that hit Cedar Point

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cedar Point itself: aid to households, or repair grants to the Village of Cedar Point.

Brought FEMA money into Cedar PointDeclared for La Salle County only

2013

Severe Storms, Straight-Line Winds, and Flooding

1 household applied for aid $1K aid approved

2011

Severe Winter Storm and Snowstorm

$3K to the Village of Cedar Point for repairs

2006

Snow

$1K to the Village of Cedar Point for repairs

La Salle County has had 18 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedar Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cedar Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.