Natural hazards · Catlin

Catlin, IL natural hazards

Most of the natural-hazard damage FEMA expects in Catlin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Catlin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Catlin to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves26%Tornadoes9%Earthquakes6%Everything else14%

By hazard

What Catlin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Cold waves

26% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 95 years in the area

Earthquakes

6% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Catlin flood?

Every paid claim on a federal flood insurance policy in Catlin, from FEMA’s records.

22paid claims since 2008

$993Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Early winter storms: 6 claims, $297K
Mid-spring storms: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Catlin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermilion County.

Disasters that hit Catlin

Federal disasters declared here

None of the disasters declared for Vermilion County shows FEMA aid or repair money reaching Catlin itself in FEMA’s records.

Brought FEMA money into CatlinDeclared for Vermilion County only

Vermilion County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

Around Catlin

Catlin and the towns around it

Very lowLowModerateHighVery high

Catlinmostly inland floodingModerate

Blountmostly inland floodingModerate

Vancemostly inland floodingModerate

Jamaicamostly inland floodingModerate

Carrollmostly inland floodingModerate

Oakwoodmostly inland floodingModerate

Danvillemostly inland floodingModerate

Georgetownmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Catlin covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Catlin’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Catlin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Catlin total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.