Natural hazards · Carrigan

Carrigan, IL natural hazards

Most of the natural-hazard damage FEMA expects in Carrigan comes from earthquakes, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carrigan?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carrigan to be higher than in 56% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes39%Inland flooding33%Strong wind7%Tornadoes6%Cold waves5%Everything else9%

By hazard

What Carrigan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

39% of expected damage

Well above average · higher than 86% of U.S. places

Inland flooding

33% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 8 years in the area

Cold waves

5% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carrigan flood?

FEMA's records show no paid flood insurance claims in Carrigan.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carrigan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Carrigan

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Carrigan itself: aid to households, or repair grants to the Township of Carrigan.

Brought FEMA money into CarriganDeclared for Marion County only

2011

Severe Storms and Flooding

$4K to the Township of Carrigan for repairs

Marion County has had 6 natural disasters declared since 1953, most often severe storms and winter storms.

Around Carrigan

Carrigan and the towns around it

Very lowLowModerateHighVery high

East Forkmostly inland floodingVery high

Sandovalmostly inland floodingHigh

Odinmostly inland floodingHigh

Carriganmostly earthquakesModerate

Tontimostly earthquakesModerate

Patokamostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carrigan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carrigan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Carrigan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.