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Housing in Carlinville

A typical Carlinville home is worth roughly $126,000

The median sale price was $99,000 in May 2026.

Typical home value
$126K
▲ 5.9% in a year · IL $263K
Estimate
Median sale price
$99K
May 2026 · Redfin
Homes sold
4
in May · 14 for sale
2-bedroom rent
$920
a month, utilities in · HUD
Median tax bill
$2,047
IL $5,298

Only 4 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

What kind of housing town is Carlinville?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.2 years of income

Less than across Illinois (3.2 years). Try your own numbers below.

You could afford about
$197,000
Typical Carlinville home $126K

That covers a typical Carlinville home, with $71K to spare.

The typical home, each month
$860
Loan $620Tax $200Insurance $40

A two-bedroom rents for about $920 a month here, $60 more than owning.

How Carlinville ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Carlinville’s typical property tax (1.94% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 29% in 5 years

The federal house price index for the ZIP code around Carlinville rose 29% over the past 5 years, slower than across Illinois (47%). Last year prices rose 5.9%. Carrying the Census median home value forward with that index puts the typical Carlinville home at roughly $126,000 today.

Carlinville areaIllinois
0%+50%+100%200020052010201520202025
+5.9%
past year
+29%
past 5 years
+37%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $126K.

How Carlinville ranks on rising home prices →

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Carlinville, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $920

Renters already here pay a median of $824, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$690
1 bedroom$700
2 bedrooms$920
3 bedrooms$1,140
4 bedrooms$1,420
36%
of households rent · IL 33%
713
renter households
46%
of renters spend 30%+ of income on rent · IL 48%
19%
of the median income, for a two-bedroom
$824
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Macoupin County, IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

3 new homes permitted in 2025

Builders were permitted 3 new homes in Carlinville in 2025, all single-family houses. That's 0.5 per 1,000 residents, slower than across Illinois (1.6). Over the past 10 years, Carlinville has permitted 10 homes in all.

Single-family
0123 2013201520202025
3
new homes permitted in 2025
3
2026 so far (Jan–Aug)
0.5
per 1,000 residents · IL 1.6
10
homes in the past 10 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)330$850,000
2025330$850,000
2024000—
2023220$687,000
2022000—
2021000—
2020000—
2019220$541,000
2018110$275,000
2017110$259,000
2016110$195,000
2015000—
2014220$300,000
2013220$441,000

How Carlinville ranks on new homes being built →

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

64% of Carlinville households own their home

Half of Carlinville’s homes were built before 1960.

Owners and renters
Own 64%Rent 36%

Illinois: 67% own.

1960
typical home built · IL 1971
$2,047
median property tax bill · IL $5,298
1.94%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024.

On the market in Carlinville

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Carlinville buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Carlinville still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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