Natural hazards · Carbon Hill

Carbon Hill, IL natural hazards

Most of the natural-hazard damage FEMA expects in Carbon Hill comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carbon Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carbon Hill to be higher than in 66% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves39%Tornadoes9%Everything else6%

By hazard

What Carbon Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Cold waves

39% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 30 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carbon Hill flood?

FEMA's records show no paid flood insurance claims in Carbon Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carbon Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grundy County.

Disasters that hit Carbon Hill

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carbon Hill itself: aid to households, or repair grants to the Village of Carbon Hill.

Brought FEMA money into Carbon HillDeclared for Grundy County only

2008

Severe Storms and Flooding

1 household applied for aid

2007

Severe Storms and Flooding

1 household applied for aid $63 aid approved

Grundy County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Carbon Hill

Carbon Hill and the towns around it

Very lowLowModerateHighVery high

Carbon Hillmostly inland floodingHigh

Coal Citymostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carbon Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carbon Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Carbon Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Carbon Hill, IL natural hazards

How exposed is Carbon Hill?

What Carbon Hill faces

Inland flooding

Cold waves

Tornadoes

Lower here

Not a risk here

Does Carbon Hill flood?

2 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

Carbon Hill and the towns around it

How to read this page

Where to, neighbor?

Matches

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