Natural hazards · Candlewick Lake

Candlewick Lake, IL natural hazards

Most of the natural-hazard damage FEMA expects in Candlewick Lake comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2019.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Candlewick Lake?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Candlewick Lake to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes21%Cold waves20%Everything else15%

By hazard

What Candlewick Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 84% of U.S. places

Cold waves

20% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Candlewick Lake flood?

Every paid claim on a federal flood insurance policy in Candlewick Lake, from FEMA’s records.

1paid claims since 2019

$2Kpaid to owners

0homes flooded more than once

20192026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Candlewick Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boone County.

Disasters that hit Candlewick Lake

Federal disasters declared here

None of the disasters declared for Boone County shows FEMA aid or repair money reaching Candlewick Lake itself in FEMA’s records.

Brought FEMA money into Candlewick LakeDeclared for Boone County only

Boone County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Candlewick Lake

Candlewick Lake and the towns around it

Very lowLowModerateHighVery high

Candlewick Lakemostly inland floodingLow

Poplar Grovemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Candlewick Lake covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Candlewick Lake’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Candlewick Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Candlewick Lake total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.