Natural hazards · Cambria

Cambria, IL natural hazards

Most of the natural-hazard damage FEMA expects in Cambria comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cambria?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cambria to be higher than in 82% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding29%Earthquakes28%Strong wind12%Cold waves12%Tornadoes8%Heat waves7%Everything else4%

By hazard

What Cambria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

28% of expected damage

Well above average · higher than 87% of U.S. places

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

12% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 47 years in the area

Heat waves

7% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 10 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cambria flood?

FEMA's records show no paid flood insurance claims in Cambria.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cambria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williamson County.

Disasters that hit Cambria

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cambria itself: aid to households, or repair grants to the Village of Cambria.

Brought FEMA money into CambriaDeclared for Williamson County only

2011

Severe Storms and Flooding

2 households applied for aid $32K aid approved

2009

Severe Storms, Flooding, and Tornadoes

$56K to the Village of Cambria for repairs

2004

Record/Near Record Snow

$2K to the Village of Cambria for repairs

Williamson County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Cambria

Cambria and the towns around it

Very lowLowModerateHighVery high

Cambriamostly inland floodingVery high

Cartervillemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cambria is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cambria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cambria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.