Natural hazards · Camargo

Camargo, IL natural hazards

Most of the natural-hazard damage FEMA expects in Camargo comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camargo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camargo to be higher than in 92% of U.S. communities, mostly from inland flooding and hail.

Inland flooding51%Hail17%Cold waves9%Strong wind6%Drought6%Everything else11%

By hazard

What Camargo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Hail

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camargo flood?

FEMA's records show no paid flood insurance claims in Camargo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camargo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Camargo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camargo itself: aid to households, or repair grants to the Village of Camargo.

Brought FEMA money into CamargoDeclared for Douglas County only

2013

Severe Storms, Straight-Line Winds, and Tornadoes

5 households applied for aid

2008

Severe Storms and Flooding

3 households applied for aid $2K aid approved

2002

Severe Storms, Tornadoes and Flooding

$11K to the Village of Camargo for repairs

Douglas County has had 11 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camargo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Camargo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Camargo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.