Natural hazards · Camargo

Camargo, IL natural hazards

Most of the natural-hazard damage FEMA expects in Camargo comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 100 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camargo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camargo to be higher than in 92% of U.S. communities, mostly from inland flooding and hail.

Inland flooding51%Hail17%Cold waves9%Strong wind6%Drought6%Everything else11%

By hazard

What Camargo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Hail

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camargo flood?

Every paid claim on a federal flood insurance policy in Camargo, from FEMA’s records.

100paid claims since 1979

$739Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 20 claims, $191K
Early winter storms: 17 claims, $155K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camargo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Camargo

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Camargo itself: aid to households, or repair grants to the Township of Camargo.

Brought FEMA money into CamargoDeclared for Douglas County only

2008

Severe Storms and Flooding

$37K to the Township of Camargo for repairs

Douglas County has had 11 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Camargo

Camargo and the towns around it

Very lowLowModerateHighVery high

Camargomostly inland floodingVery high

Tuscolamostly inland floodingVery high

Bowdremostly inland floodingVery high

Murdockmostly inland floodingVery high

Crittendenmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camargo covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Camargo’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Camargo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camargo total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.