Natural hazards · Buda
Buda, IL natural hazards
Most of the natural-hazard damage FEMA expects in Buda comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsExpected damage
How exposed is Buda?
Very low
vs. U.S. communitiesFEMA expects yearly storm and flood damage to homes and buildings in Buda to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.
Inland flooding40%Tornadoes18%Drought17%Cold waves7%Strong wind6%Earthquakes5%Everything else7%
By hazard
What Buda faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
40% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once a year in the area
Tornadoes
18% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once every 7 years in the area
Drought
17% of expected damage
Recorded about 9 times a year in the area
Cold waves
7% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 5 times a year in the area
Strong wind
6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 6 times a year in the area
Earthquakes
5% of expected damage
Above average · higher than 60% of U.S. places
Lower here
HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims
Does Buda flood?
FEMA's records show no paid flood insurance claims in Buda.
of homes in flood zones
are insured
are insured
of all homes
are insured
are insured
No community discount. Buda isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bureau County.
Disasters that hit Buda
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Buda itself: aid to households, or repair grants to the Village of Buda.
Brought FEMA money into BudaDeclared for Bureau County only
2013
Severe Storms, Straight-Line Winds, and Flooding
4 households applied for aid $5K aid approved
2011
Severe Winter Storm and Snowstorm
$3K to the Village of Buda for repairs
2006
Snow
$1K to the Village of Buda for repairs