Natural hazards · Buckheart

Buckheart, IL natural hazards

Most of the natural-hazard damage FEMA expects in Buckheart comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Buckheart?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Buckheart to be higher than in 47% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves22%Tornadoes13%Heat waves10%Strong wind6%Earthquakes5%Everything else8%

By hazard

What Buckheart faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Cold waves

22% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 93 years in the area

Heat waves

10% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 7 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Buckheart flood?

Every paid claim on a federal flood insurance policy in Buckheart, from FEMA’s records.

1paid claims since 1980

$33Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Buckheart isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Buckheart

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Buckheart itself: aid to households, or repair grants to the Township of Buckheart.

Brought FEMA money into BuckheartDeclared for Fulton County only

1999

Il-Winter Storm 1/1/99

$2K to the Township of Buckheart for repairs

Fulton County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Buckheart

Buckheart and the towns around it

Very lowLowModerateHighVery high

Buckheartmostly inland floodingModerate

Cantonmostly inland floodingModerate

Bannermostly inland floodingLow

Liverpoolmostly inland floodingLow

Putmanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Buckheart covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Buckheart’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Buckheart. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Buckheart total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.