Natural hazards · Broadwell

Broadwell, IL natural hazards

Most of the natural-hazard damage FEMA expects in Broadwell comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Broadwell?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Broadwell to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves20%Tornadoes14%Earthquakes8%Heat waves7%Strong wind7%Everything else4%

By hazard

What Broadwell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Cold waves

20% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

8% of expected damage

Well above average · higher than 76% of U.S. places

Heat waves

7% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 8 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Broadwell flood?

Every paid claim on a federal flood insurance policy in Broadwell, from FEMA’s records.

14paid claims since 1979

$34Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Broadwell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

Disasters that hit Broadwell

Federal disasters declared here

None of the disasters declared for Logan County shows FEMA aid or repair money reaching Broadwell itself in FEMA’s records.

Brought FEMA money into BroadwellDeclared for Logan County only

Logan County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Broadwell

Broadwell and the towns around it

Very lowLowModerateHighVery high

Chestermostly inland floodingModerate

Elkhartmostly inland floodingModerate

Corwinmostly inland floodingModerate

Broadwellmostly inland floodingModerate

West Lincolnmostly inland floodingModerate

Lincolnmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Broadwell covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Broadwell’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Broadwell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Broadwell total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.