Natural hazards · Broadlands

Broadlands, IL natural hazards

Most of the natural-hazard damage FEMA expects in Broadlands comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Broadlands?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Broadlands to be higher than in 70% of U.S. communities, mostly from inland flooding and drought.

Inland flooding48%Drought18%Cold waves15%Tornadoes9%Everything else11%

By hazard

What Broadlands faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Drought

18% of expected damage

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Broadlands flood?

Every paid claim on a federal flood insurance policy in Broadlands, from FEMA’s records.

3paid claims since 1996

$30Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Broadlands isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Champaign County.

Disasters that hit Broadlands

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Broadlands itself: aid to households, or repair grants to the Village of Broadlands.

Brought FEMA money into BroadlandsDeclared for Champaign County only

2013

Severe Storms, Straight-Line Winds, and Tornadoes

2 households applied for aid

Champaign County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Broadlands is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Broadlands’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Broadlands. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.