Natural hazards · Bradley

Bradley, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bradley comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bradley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bradley to be higher than in 70% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves22%Tornadoes9%Everything else10%

By hazard

What Bradley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bradley flood?

Every paid claim on a federal flood insurance policy in Bradley, from FEMA’s records.

6paid claims since 1996

$53Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Ike: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bradley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kankakee County.

Disasters that hit Bradley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bradley itself: aid to households, or repair grants to the Village of Bradley.

Brought FEMA money into BradleyDeclared for Kankakee County only

1999

Il-Winter Storm 1/1/99

$12K to the Village of Bradley for repairs

Kankakee County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Bradley

Bradley and the towns around it

Very lowLowModerateHighVery high

Kankakeemostly inland floodingVery high

Bradleymostly inland floodingHigh

Bourbonnaismostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bradley covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Bradley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bradley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bradley total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.