Natural hazards · Bowling

Bowling, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bowling comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bowling?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bowling to be higher than in 63% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves19%Tornadoes12%Drought11%Heat waves7%Strong wind6%Everything else8%

By hazard

What Bowling faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 3 times a year in the area

Cold waves

19% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 7 years in the area

Drought

11% of expected damage

Recorded about 8 times a year in the area

Heat waves

7% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bowling flood?

FEMA's records show no paid flood insurance claims in Bowling.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bowling isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rock Island County.

Disasters that hit Bowling

Federal disasters declared here

None of the disasters declared for Rock Island County shows FEMA aid or repair money reaching Bowling itself in FEMA’s records.

Brought FEMA money into BowlingDeclared for Rock Island County only

Rock Island County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Bowling

Bowling and the towns around it

Very lowLowModerateHighVery high

Bowlingmostly inland floodingHigh

Edgingtonmostly inland floodingHigh

Oak Grovemostly inland floodingHigh

Andalusiamostly inland floodingHigh

Preemptionmostly inland floodingModerate

Blackhawkmostly inland floodingModerate

Ruralmostly inland floodingModerate

Coyne Centermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bowling is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bowling’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bowling. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.