Natural hazards · Bowlesville

Bowlesville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bowlesville comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bowlesville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bowlesville to be higher than in 79% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding36%Earthquakes22%Heat waves11%Tornadoes8%Strong wind8%Cold waves5%Everything else9%

By hazard

What Bowlesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

22% of expected damage

Well above average · higher than 86% of U.S. places

Heat waves

11% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 7 years in the area

Strong wind

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bowlesville flood?

FEMA's records show no paid flood insurance claims in Bowlesville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bowlesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gallatin County.

Disasters that hit Bowlesville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bowlesville itself: aid to households, or repair grants to the Township of Bowlesville.

Brought FEMA money into BowlesvilleDeclared for Gallatin County only

2011

Severe Storms and Flooding

$68K to the Township of Bowlesville for repairs

2009

Severe Winter Storm

$6K to the Township of Bowlesville for repairs

Gallatin County has had 9 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Bowlesville

Bowlesville and the towns around it

Very lowLowModerateHighVery high

Bowlesvillemostly inland floodingHigh

Eagle Creekmostly inland floodingHigh

Gold Hillmostly inland floodingHigh

Shawneemostly inland floodingHigh

Old Shawneetownmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bowlesville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bowlesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bowlesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.