Natural hazards · Bourbonnais

Bourbonnais, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bourbonnais comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bourbonnais?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bourbonnais to be higher than in 55% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding64%Cold waves18%Tornadoes10%Everything else8%

By hazard

What Bourbonnais faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bourbonnais flood?

Every paid claim on a federal flood insurance policy in Bourbonnais, from FEMA’s records.

17paid claims since 1979

$99Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Ike: 2 claims, $22K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bourbonnais isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kankakee County.

Disasters that hit Bourbonnais

Federal disasters declared here

None of the disasters declared for Kankakee County shows FEMA aid or repair money reaching Bourbonnais itself in FEMA’s records.

Brought FEMA money into BourbonnaisDeclared for Kankakee County only

Kankakee County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Bourbonnais

Bourbonnais and the towns around it

Very lowLowModerateHighVery high

Ganeermostly inland floodingVery high

Kankakeemostly inland floodingVery high

Limestonemostly inland floodingHigh

Rockvillemostly inland floodingHigh

Mantenomostly inland floodingHigh

Bourbonnaismostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bourbonnais covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Bourbonnais’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Bourbonnais. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bourbonnais total about $19.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.