Natural hazards · Boody

Boody, IL natural hazards

Most of the natural-hazard damage FEMA expects in Boody comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Boody?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Boody to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding35%Cold waves15%Drought14%Earthquakes10%Tornadoes10%Strong wind7%Everything else10%

By hazard

What Boody faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Drought

14% of expected damage

Recorded about 2 times a year in the area

Earthquakes

10% of expected damage

Well above average · higher than 79% of U.S. places

Tornadoes

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 14 years in the area

Strong wind

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Boody flood?

FEMA's records show no paid flood insurance claims in Boody.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Boody isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macon County.

Disasters that hit Boody

Federal disasters declared here

None of the disasters declared for Macon County shows FEMA aid or repair money reaching Boody itself in FEMA’s records.

Brought FEMA money into BoodyDeclared for Macon County only

Macon County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Boody is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Boody’s own flood-insurance community; household aid to the registrant’s city; repair grants to Boody. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.