Natural hazards · Bonnie

Bonnie, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bonnie comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bonnie?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bonnie to be higher than in 68% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes53%Inland flooding19%Tornadoes9%Strong wind6%Everything else13%

By hazard

What Bonnie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

53% of expected damage

Well above average · higher than 89% of U.S. places

Inland flooding

19% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 10 years in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bonnie flood?

FEMA's records show no paid flood insurance claims in Bonnie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bonnie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Bonnie

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Bonnie itself in FEMA’s records.

Brought FEMA money into BonnieDeclared for Jefferson County only

Jefferson County has had 3 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bonnie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bonnie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bonnie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.