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Natural hazards · Bolingbrook

Bolingbrook, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bolingbrook comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 38 claims here since 1983. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bolingbrook?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bolingbrook to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves27%Tornadoes23%Everything else7%
By hazard

What Bolingbrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 3 times a year in the area

Cold waves

27% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 81% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bolingbrook flood?

Every paid claim on a federal flood insurance policy in Bolingbrook, from FEMA’s records.

38paid claims since 1983
$756Kpaid to owners
7homes flooded more than once
19832026

Biggest named events

  • Mid-spring storms: 4 claims, $152K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bolingbrook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Will County.
Disasters that hit Bolingbrook

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bolingbrook itself: aid to households, or repair grants to the Village of Bolingbrook.

Brought FEMA money into BolingbrookDeclared for Will County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

248 households applied for aid $942K aid approved
2013

Severe Storms, Straight-Line Winds, and Tornadoes

6 households applied for aid
2013

Severe Storms, Straight-Line Winds, and Flooding

372 households applied for aid $758K aid approved $209K to the Village of Bolingbrook for repairs
2011

Severe Winter Storm and Snowstorm

$136K to the Village of Bolingbrook for repairs
2008

Severe Storms and Flooding

116 households applied for aid $84K aid approved $20K to the Village of Bolingbrook for repairs
2007

Severe Storms and Flooding

8 households applied for aid $10K aid approved
2004

Severe Storms and Tornadoes

2 households applied for aid
2000

Illinois Winter Snow Storms

$66K to the Village of Bolingbrook for repairs
1999

Il-Winter Storm 1/1/99

$46K to the Village of Bolingbrook for repairs
Will County has had 17 natural disasters declared since 1953, most often severe storms and floods.
Around Bolingbrook

Bolingbrook and the towns around it

Woodridge: Low, mostly inland floodingRomeoville: Very low, mostly inland floodingNaperville: Moderate, mostly inland floodingPlainfield: Moderate, mostly inland floodingDu Page: Very low, mostly inland floodingLisle: Low, mostly inland floodingDarien: Low, mostly inland floodingDowners Grove: Low, mostly inland floodingLemont: Low, mostly inland floodingLisle: Low, mostly inland floodingDowners Grove: Low, mostly inland floodingLemont: Low, mostly inland floodingCrest Hill: Very low, mostly inland floodingWarrenville: High, mostly inland floodingAurora: Low, mostly inland floodingNaperville: Low, mostly inland floodingWinfield: Moderate, mostly inland floodingMilton: Moderate, mostly inland floodingJoliet: Moderate, mostly inland floodingWheatland: Moderate, mostly inland floodingLockport: Very low, mostly inland floodingBolingbrook: Low, mostly inland flooding BolingbrookWoodridgeRomeovilleNapervillePlainfieldDu PageLisle
Very lowLowModerateHighVery high
Napervillemostly inland floodingModerate
Plainfieldmostly inland floodingModerate
Lislemostly inland floodingLow
Woodridgemostly inland floodingLow
Bolingbrookmostly inland floodingLow
Du Pagemostly inland floodingVery low
Romeovillemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bolingbrook covers 18 census tracts, combined by population.
Money that reached townFlood claims are matched to Bolingbrook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bolingbrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bolingbrook total about $29.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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