Sign inJoin
Housing in Bluff Springs

A typical Bluff Springs home is worth roughly $205,000

Typical home value
$205K
IL $298K
Estimate
2-bedroom rent
$940
a month, utilities in · HUD
Median tax bill
$2,993
IL $5,298

What kind of housing town is Bluff Springs?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 1.7 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$441,000
Typical Bluff Springs home $205K

That covers a typical Bluff Springs home, with $236K to spare.

The typical home, each month
$1,320
Loan $1,010Tax $250Insurance $60

A two-bedroom rents for about $940 a month here, $380 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Bluff Springs’s typical property tax (1.46% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

96% of Bluff Springs households own their home

Half of Bluff Springs’s homes were built before 1973.

Owners and renters
Own 96%Rent 4%

Illinois: 67% own.

1973
typical home built · IL 1971
$2,993
median property tax bill · IL $5,298
1.46%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $940

Fair Market Rent a month, utilities included

Studio$650
1 bedroom$860
2 bedrooms$940
3 bedrooms$1,290
4 bedrooms$1,570
4%
of households rent · IL 33%

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Cass County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Bluff Springs vs. its neighbors

Bluff Springs is the priciest of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Bluff Springs$205K*—$940$122,143
Arenzville$177K+8.5%$980$61,250
Beardstown$90K−7%$940$60,576

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Bluff Springs buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Bluff Springs still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

Post to Bluff Springs

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in