Natural hazards · Benld

Benld, IL natural hazards

Most of the natural-hazard damage FEMA expects in Benld comes from earthquakes, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Benld?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Benld to be higher than in 37% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes25%Inland flooding23%Cold waves18%Heat waves11%Tornadoes9%Strong wind6%Everything else9%

By hazard

What Benld faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

25% of expected damage

Well above average · higher than 83% of U.S. places

Inland flooding

23% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Heat waves

11% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 24 years in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Benld flood?

FEMA's records show no paid flood insurance claims in Benld.

of all homes
are insured

No community discount. Benld isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macoupin County.

Disasters that hit Benld

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Benld itself: aid to households, or repair grants to the City of Benld.

Brought FEMA money into BenldDeclared for Macoupin County only

2006

Severe Winter Storm

$30K to the City of Benld for repairs

Macoupin County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Benld

Benld and the towns around it

Very lowLowModerateHighVery high

Gillespiemostly earthquakesModerate

Mount Claremostly earthquakesModerate

Cahokiamostly earthquakesModerate

Benldmostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Benld is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Benld’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Benld. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.