Natural hazards · Bellmont

Bellmont, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bellmont comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bellmont?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellmont to be higher than in 69% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding39%Earthquakes24%Drought14%Cold waves6%Tornadoes5%Everything else12%

By hazard

What Bellmont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 85% of U.S. places

Drought

14% of expected damage

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bellmont flood?

FEMA's records show no paid flood insurance claims in Bellmont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bellmont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wabash County.

Disasters that hit Bellmont

Federal disasters declared here

None of the disasters declared for Wabash County shows FEMA aid or repair money reaching Bellmont itself in FEMA’s records.

Brought FEMA money into BellmontDeclared for Wabash County only

Wabash County has had 8 natural disasters declared since 1953, most often tornadoes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellmont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bellmont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bellmont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.