Natural hazards · Belknap

Belknap, IL natural hazards

Most of the natural-hazard damage FEMA expects in Belknap comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belknap?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belknap to be higher than in 81% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes43%Inland flooding26%Cold waves9%Tornadoes7%Everything else16%

By hazard

What Belknap faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

26% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 9 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belknap flood?

FEMA's records show no paid flood insurance claims in Belknap.

of all homes
are insured

No community discount. Belknap isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

Disasters that hit Belknap

Federal disasters declared here

None of the disasters declared for Johnson County shows FEMA aid or repair money reaching Belknap itself in FEMA’s records.

Brought FEMA money into BelknapDeclared for Johnson County only

Johnson County has had 5 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belknap is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belknap’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Belknap. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.