Natural hazards · Beecher

Beecher, IL natural hazards

Most of the natural-hazard damage FEMA expects in Beecher comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1981. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Beecher?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beecher to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves21%Tornadoes19%Everything else5%
By hazard

What Beecher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 3 times a year in the area

Cold waves

21% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 32 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Beecher flood?

Every paid claim on a federal flood insurance policy in Beecher, from FEMA’s records.

4paid claims since 1981
$18Kpaid to owners
1homes flooded more than once
19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Beecher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Will County.
Disasters that hit Beecher

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beecher itself: aid to households, or repair grants to the Village of Beecher.

Brought FEMA money into BeecherDeclared for Will County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

23 households applied for aid $104K aid approved
2013

Severe Storms, Straight-Line Winds, and Tornadoes

2 households applied for aid
2013

Severe Storms, Straight-Line Winds, and Flooding

9 households applied for aid $10K aid approved
2011

Severe Winter Storm and Snowstorm

$12K to the Village of Beecher for repairs
2008

Severe Storms and Flooding

14 households applied for aid $19K aid approved $7K to the Village of Beecher for repairs
2007

Severe Storms and Flooding

12 households applied for aid $22K aid approved
2004

Severe Storms and Tornadoes

1 household applied for aid
2000

Illinois Winter Snow Storms

$6K to the Village of Beecher for repairs
1999

Il-Winter Storm 1/1/99

$6K to the Village of Beecher for repairs
Will County has had 17 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beecher covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Beecher’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Beecher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beecher total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01