Natural hazards · Beecher

Beecher, IL natural hazards

Most of the natural-hazard damage FEMA expects in Beecher comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beecher?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beecher to be higher than in 51% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding36%Earthquakes16%Drought13%Tornadoes12%Cold waves9%Heat waves5%Everything else9%

By hazard

What Beecher faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

16% of expected damage

Well above average · higher than 81% of U.S. places

Drought

13% of expected damage

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 10 years in the area

Cold waves

9% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Heat waves

5% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beecher flood?

FEMA's records show no paid flood insurance claims in Beecher.

of all homes
are insured

No community discount. Beecher isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Effingham County.

Disasters that hit Beecher

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Beecher itself: aid to households, or repair grants to the Village of Beecher.

Brought FEMA money into BeecherDeclared for Effingham County only

2002

Severe Storms, Tornadoes and Flooding

$1K to the Village of Beecher for repairs

Effingham County has had 5 natural disasters declared since 1953, most often tornadoes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beecher is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beecher’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Beecher. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Beecher, IL natural hazards

How exposed is Beecher?

What Beecher faces

Inland flooding

Earthquakes

Drought

Tornadoes

Cold waves

Heat waves

Lower here

Not a risk here

Does Beecher flood?

1 federal disaster brought FEMA money here

Severe Storms, Tornadoes and Flooding

How to read this page

Where to, neighbor?

Matches

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